Long Term Care
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EWF & A Plan
Last week, I talked about the need for a plan and that a policy is not a plan. Along with that, I shared a couple of tools that we can provide you free of charge. The Step-by-step guide to receiving long term care Virtual Consumer Seminar (link goes to the information page) In reality, most… Continue reading
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Policy v. Plan
To quote Bill Comfort, “the policy is not the plan; the policy pays for the plan.” It is a fact. Like it or not, we all have a plan. It is something that we are born with. I like to call this the default plan. To paraphrase Tim Ripp, that plan is also called the… Continue reading
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LTC Awareness Month
November is designated as Long Term Care Awareness Month and is recognized by many states and Congress as such. Here are a few Did you knows about LTC. More than 75% of adults who will receive LTC services will receive them at home. On average, 21 hours of care are provided per week when that… Continue reading
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The Value of Two
This week, I am sharing a quick idea or two based upon a conversations that I had this past week with producers and advisors. Just a reminder, that I am back in business and on the road meeting in-person (one-on-one, small groups, or agency-level meetings). This leads me into my shameless pitch for our upcoming… Continue reading
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Do You Know Ruth & Erica
In last week’s Fridays with Fisher, I shared a specific Monte Carlo scenario that I ran demonstrating the potential financial impact that might occur to someone with a million dollar portfolio. As you would expect, a long duration care event has a much more significant financial impact than a short duration event. What we rarely… Continue reading
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Did you know – Monte
In last week’s Fridays with Fisher, I shared with you my high-level viewpoint on both the physical and fiscal risk that extended healthcare events pose. One point that I tried to make is that there is a parallel between long term care insurance and disability income insurance. Simply, they both provide as a means to… Continue reading
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Did you Know – Jean-Baptiste
Last week’s Fridays with Fisher talked about some serious misunderstandings that a bulk of the population has about long term care / extended healthcare and the funding of those obligations. It is a serious issue that MUST be addressed. Medicare and Medicaid are not designed to address this issue – we need to make sure… Continue reading
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Did You Know – Percy
You all know that every Friday I share a little something with you in my Fridays with Fisher e-blast and blog (fridayswithfisher.com). I see this as a way to share ideas and information that aren’t corporate generated. As I was looking for a witty quote, I stumbled into a study that was done by the… Continue reading
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Did You Know – Benjamin
We have heard it a million times – “by failing to prepare, you are preparing to fail” or some variation of this statement. Did you know that Benjamin Franklin is often credited for this thought, but that cannot be verified (according to checkyourfact.com). Regardless of the source, the statement rings true. A failure to plan… Continue reading
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Did You Know – Elvis
As you know, last week and this I have been off moving to my more modern home. I will be back full speed on Monday, July 12. Thank you for working with Justin during my time out – I do appreciate your cooperation. So, since today is a day off and taking the “did you… Continue reading
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Columbo
If you have been in the business for any time, you will recognize the phrase “the Columbo Close” where as you wrap up your conversation with a “quick question” which opens the door to opportunity. You know – it goes something like this … While I am not going to ask you for a dime… Continue reading
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True Look at Impact of LTC
This video has made its way around the web and has been shared on LinkedIn a bit. If you have not see it yet, it is a must watch. In short, the difference between triumph and tragedy is a thin line. It involves: Having had a conversation with your family and having a plan. And… Continue reading
Fridays with Fisher 