We've all said this at one time or another - "I've got a guy who ..." They have a few things going on with them medically where you're uncertain whether or not they would qualify for long term care coverage. I get it - there is nothing worse than putting a boatload of time into... Continue Reading →
A Better Debate
As it happens, in the long-term care benefits game there are really two schools of thought on benefit payouts. I am talking about a limited (finite) pool of benefits versus an unlimited (lifetime) stream of benefits. I bet that you thinking that I would jump on the indemnity versus cash train ... that is another... Continue Reading →
You can afford that
I read an article in the Journal of Accountancy recently that made me scratch my head and ponder the possibilities. In the article called “The long term care quandary: helping clients prepare”, a statement was made that I am not fully convinced is a solid “rule of thumb” (their words not mine). “There’s a long-standing... Continue Reading →
It Just Doesn’t Matter
When I was in high school, the movie Meatballs came out. It starred Bill Murray as the head camp counselor at a low budget camp. As you would expect, it was a “chaos” comedy with lots of innuendos and stupid humor aimed at teenagers. My whole point for mentioning this movie is the chant “it... Continue Reading →
Leverage is more than insurance
For the last couple if weeks, I have been sharing the terminology leverage as it relates to a long term care funding strategy. Of course, this is unique to insurance solutions where pennies are leveraged into dollars. Have you considered that there is another form of leverage that can be applied to the long term... Continue Reading →
Fridays with Fisher 
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