A couple weeks ago on Coffee Break, I was joined by Jen Wagoner, Elaine Marvin, and Niki Johnson to share some perspectives about our Asset Care Return of Premium product. If you have not seen the January Coffee Break, you can check it out here. Or, you go to the website LTCcoffeebreak.com where you can... Continue Reading →
Last week, our first Coffee Break episode of 2022 was released. In it, I was joined by Jen Wagoner, Elaine Marvin, and Niki Johnson. We talked about the Asset Care Return of Premium product solution that was introduced with the 2017 Asset Care reprice. If you have not seen the January Coffee Break, you can... Continue Reading →
Earlier this week, I released a new episode of Coffee Break focusing on the Asset Care Return of Premium product. Jen Wagoner, Niki Johnson, and Elaine Marvin joined me to share their perspectives on the product. Please, grab yourself a cup of coffee and take a few minutes to hear what they shared. If you... Continue Reading →
Happy New Year! Just a reminder, we have made a couple of adjustments to the Care Solutions distribution model. It is pretty basic, but I want to repeat this for you. Justin Fox and I will be your Care Solutions wholesaling team. It is our responsibility to partner with you to support you and your... Continue Reading →
2022 is almost history. For some, it is good riddance. For others, there are fond memories. No matter how you slice it time rolls on and 2023 is upon us. Before we roll into the new year, I want to remind you of a few things for 2022 that might prove to be useful in... Continue Reading →
This week, I hope to be brief. Afterall, most people are taking time off or slowing down between now and the start of the new year. With this in mind, I have a quick question – what’s your plan for doing business in 2023? For some, it might be increasing your consumer outreach. We can... Continue Reading →
A short time ago, on LTC Coffee Break, I spoke with Jen Wagoner about state-sponsored long term care programs like the Washington state CARES Fund. https://youtu.be/nbPHQvZ_mNM LTC Coffee Break Espresso Shot 11/29/2022 If you did not catch our conversation, take a few minutes to check it out. For additional LTC Coffee Break episodes, you should... Continue Reading →
Last week, I spoke with Jen Wagoner (my counterpart from the west coast) about state-sponsored long term care programs and pending legislation. https://youtu.be/nbPHQvZ_mNM LTC Coffee Break Espresso Shot 11/29/2022 If you did not catch our conversation, take a few minutes to check it out. For additional LTC Coffee Break episodes, you should go to the... Continue Reading →
That's right - you heard me ... Asset Care premiums will be decreased for the second time in 2022. This will be effective December 9, 2022. New rates will not be available to illustrate until that date. Here are the funding strategies being impacted: Single Premium, including Single Premium Drop In Rider, Recurring premium 5-pay... Continue Reading →
Funny what a year can do. Think about that statement and where we as an industry were. The enrollment deadline for the Washington state Cares Act was looming, business was swamping carriers, and everyone seemed to be losing their collective minds from the chaos that resulted. Today, the waves has passed, the Act was paused... Continue Reading →
In this week's LTC Coffee Break, I shared with you 3 take-aways going into the Thanksgiving holiday. https://youtu.be/loW3K6BN7fo LTC Coffee Break Espresso for 11/15/2022 If you didn't feel like watching the episode, they are pretty simple: join me on November 29 for a conversation with Jen Wagoner about state-sponsored LTC plans, check out the OneAmerica... Continue Reading →
If you weren't paying attention to this week's LTC Coffee Break, I shared with you a bit about our recently released LTC Consumer Survey. I've heard throughout my career not to sell by the numbers and "statistics don't sell." I do not disagree, but they do help illustrate a point and add perspective to a... Continue Reading →
Fridays with Fisher 
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