Annuity Care… Self-Funding isn’t Self-Insurance 25 Oct 2019October 14, 2019 Last week, I shared my opinion about self-insurance. In reality, self-insurance is pure risk retention. Said another way, it is self-funding without any “stop-loss” provisions. At a minimum, reviewing the…
Care Solutions… Self-Insure = Risk Retention 18 Oct 2019October 14, 2019 According to The Motley Fool in an article from February 24, 2018, the average retirement lasts for 18 years and begins at age 63. While the article is focused on…
Annuity Care… Funding Sources – The Question 11 Oct 2019October 3, 2019 52% of people age 65 will need some form of long term care? This number still indicates that there is a significant risk that an extended healthcare event will occur…
Care Solutions… The OneAmerica Difference 4 Oct 2019October 3, 2019 An interesting thing happened on my way to the office this morning. This time, my office wasn’t an airport, hotel room, meeting room, or automobile; it was my office at…