Annuity Care… Q&A – Guaranteed Benefits 26 Apr 2019May 1, 2019 Question: Premiums are guaranteed for both the base policy and continuation of benefit rider (Asset-Care & Annuity Care). Are there other elements of the policy that are guaranteed? Answer: There…
Asset Care… Guarantees Matter 26 Apr 2019April 5, 2019 If you've been around anyone from OneAmerica, one important element of all of our Care Solutions products is the guarantees that the products provide. Let's focus specifically on Asset-Care. For…
Annuity Care… Indexed Annuity Care Guaranteed Growth for LTC 26 Apr 2019April 11, 2019 Indexed Annuity Care is not intended to replace another annuity product that is intended to generate income. It is designed to provide a protection buffer for other income producing assets.…
Annuity Care… Q & A – Annuity Care II 19 Apr 2019May 1, 2019 Question: How does Annuity Care II differ from Annuity Care? Answer: I will be brief, Annuity Care II is the only product in the Care Solutions portfolio where the Continuation…
Annuity Care… Annuity Care – tax free LTC for life 19 Apr 2019April 5, 2019 When most people think about annuities, they do not think of long term care. Think think of either what Ken Fisher (no relation) is shouting about how bad annuities are…
Annuity Care… Duration of Protection 19 Apr 2019April 5, 2019 It frustrates me to no end when "an expert" declares that anything more than a few years is overkill and a waste of money. Really? Are those folks able to…
Care Solutions… Q&A -New Business Process Guide 12 Apr 2019May 1, 2019 Question: Is there a resource to help navigate the new business process? Answer: We have produced an excellent resource for you called the New Business Process Guide that can help…
Asset Care… Joint Asset-Care 12 Apr 2019April 5, 2019 Asset-Care is a unique life insurance based long term care solution that can cover 2 people on 1 policy. When coupled with our lifetime benefit option, Asset-Care has no equal.…
Asset Care… Divorce & Joint Asset Care 12 Apr 2019April 5, 2019 A Pew Research Study of divorce discovered an alarming statistic, divorce rates for couples aged 50+ have increased over 100% from 1990 to 2017. This presents a challenge for survivorship…
Annuity Care… Q&A – underwriting inquiry 5 Apr 2019May 1, 2019 Question: What tools do you have to provide guidance from an underwriting perspective? Answer: I highly recommend first consulting the Asset-Care Ineligible Impairment list, the Annuity Care Ineligible Impairment List, or Underwriting…
Annuity Care… Eligible Person 5 Apr 2019March 19, 2019 As you have read in previous installments of Fridays with Fisher, the Pension Protection Act created an opportunity for your clients to fund any of our Annuity Care products via IRC section 1035 exchange from…
Annuity Care… Underwriting Opportunities 5 Apr 2019March 19, 2019 It’s well known that OneAmerica’s asset-based LTC solutions have the most reasonable underwriting guidelines in the industry today. Here are just a few of the medical conditions that can be…
