Care Solutions… Self-Insure = Risk Retention 18 Oct 2019October 14, 2019 According to The Motley Fool in an article from February 24, 2018, the average retirement lasts for 18 years and begins at age 63. While the article is focused on…
Annuity Care… A Little Pool Anyone? 20 Sep 2019August 22, 2019 Here we go again – the discussion of addressing the extended healthcare (aka long term care) funding issue. For many, self-funding ends up being the answer. By default or by…
2017 CSO Launch… Asset Care Return of Premium 23 Aug 2019August 12, 2019 Live, Die, Quit – that has been the mantra for asset-based / linked benefit / hybrid Long Term Care solutions since their inception three decades ago. (Have I mentioned that…
2017 CSO Launch… It’s Long Term Care for a Reason 9 Aug 2019July 29, 2019 The fastest way to impoverishment or to destroying a retirement income strategy or to impact multiple generations physically, emotionally, and financially is not an extended healthcare event. It is not adequately…
2017 CSO Launch… History of Innovation 2 Aug 2019August 2, 2019 Asset-based LTC, aka hybrid or linked linked benefit, have existed since 1988. OneAmerica stakes a claim to being the premier innovator of this space. There is only one other carrier…
Annuity Care… Annuities – Think Leverage 26 Jul 2019July 1, 2019 Think about all of the people who own deferred annuities. Now think about how many are out of surrender and have no real purpose. Let our Annuity Care solutions provide…
Annuity Care… Most Beneficial Rate 19 Jul 2019July 1, 2019 At OneAmerica, we have a program called "Most Beneficial Rate" (MBR) which simply does what it says. Here is what it does. For the 60 days between application and premium-receive…
Annuity Care… Income and LTC 12 Jul 2019June 26, 2019 Forbes published an article on April 16, 2019 that shared “Comparing The 3 Most Popular Retirement Income Strategies”. According to the article, there are three common approaches: Systematic Withdrawal Strategy…
Asset Care… Q&A – Inflation for Asset Care 12 Jul 2019July 1, 2019 Question: What inflation options exist for the "new" Asset Care? Answer: The inflation options that are offered are 3% compound and 5% compound for both the base and continuation of…
Annuity Care… Not So Average Care 5 Jul 2019June 25, 2019 The following stats are posted on LTC.gov: someone turning age 65 today will have a 70% chance of requiring “some” long term care services and/or support in later years women…
2017 CSO Launch… Asset Care for Qualified Money 28 Jun 2019August 11, 2019 One funding approach that has been unique to Asset Care is the "self contained" funding strategy for qualified money and non-qualified deferred annuities. In the original series product, these were…
2017 CSO Launch… Asset Care – Policy Changes 28 Jun 2019June 19, 2019 As with every product release, there are changes that come at the policy level. This is true with Asset Care. Here are a few changes that you MUST know. The…
