Annuity Care… Annuity Care Advantage 3 Apr 2020March 22, 2020 Over the past few weeks, I've shared with you some statistics about why people purchase and retain their non-qualified deferred annuities, the opportunities to transfer existing annuities into tax-free LTC…
Annuity Care… More Than Tax-Free Benefits 27 Mar 2020March 6, 2020 Last week, I shared with you the basic concept of how to transform the taxable gains in a non-qualified deferred annuity into tax-free long term care funding resources. To review…
Annuity Care… Repurpose a Deferred Annuity 20 Mar 2020March 6, 2020 If you haven't figured it out, I am focusing on the opportunity that non-qualified deferred annuities offer in the long term care funding conversation. All of this is in preparation…
Annuity Care… Deferred Annuity Opportunities 13 Mar 2020March 10, 2020 Every year about this time, I start talking about nonqualified deferred annuities and transforming their tax deferred accumulation into tax-free long term care benefits. You may be sick of hearing…
Annuity Care… The Pre-Underwriting Inquiry 31 Jan 2020January 30, 2020 Everyone is not in perfect health - we know that. We also recognize that the market for our extended healthcare (LTC) funding solutions is not young (the typical client is…
Annuity Care… Your Clients Aren’t Average 24 Jan 2020December 18, 2019 Some carriers like to claim that your clients don’t need LTC protection beyond the average length of a care need. But preparing for only the average length of a care…
Annuity Care… It’s About The Claim 17 Jan 2020December 17, 2019 Our purpose is to provide the funding resources for our policyholders when their health is compromised and they require long term care services. Last year, I shared some claims information…
Annuity Care… E-Application Advantage 8 Nov 2019November 5, 2019 On thing that we’ve found is that submitting business using electronic application (eApp) has provided advisors with a few advantages. Along with the an assurance that an application submitted electronically…
Annuity Care… Self-Funding isn’t Self-Insurance 25 Oct 2019October 14, 2019 Last week, I shared my opinion about self-insurance. In reality, self-insurance is pure risk retention. Said another way, it is self-funding without any “stop-loss” provisions. At a minimum, reviewing the…
Annuity Care… Funding Sources – The Question 11 Oct 2019October 3, 2019 52% of people age 65 will need some form of long term care? This number still indicates that there is a significant risk that an extended healthcare event will occur…
Annuity Care… A Little Pool Anyone? 20 Sep 2019August 22, 2019 Here we go again – the discussion of addressing the extended healthcare (aka long term care) funding issue. For many, self-funding ends up being the answer. By default or by…
Annuity Care… Q&A – Funding Sources 6 Sep 2019August 18, 2019 Question: Do you have anything that outlines all of the ways to pay premiums for Asset Care and/or Annuity Care? Answer: We certainly do. The piece is a concise graph…
