I’ve said this before and it is something that I believe is worth reiterating.  OneAmerica Financial offers more than just money to pay for a long-term care claim.  OneAmerica offers resources.

Many of our peers do an exceptional job of selling their solutions on the vision of having money to use as you like and focus on the price of the product.  That is not the OneAmerica way.

People buy a LTC solution for what it delivers – a planned path and resources when extended care is needed.  That is what people expect … a clear path to navigate during the extended care journey along with resources that can help make it smoother.

It all starts with the plan.  Not a funding solution … A PLAN.

Certainly, having financial resources available is important, but having a plan that explaining how your client wants things to proceed, who they want managing their affairs, and where the financial resources will come from to pay for care.

It’s more than just having the money.  Having money and not having a plan is still crisis management. 

Having a plan and the resources is simply execution without added anxiety.  That is why OneAmerica Financial has produced the Planning for Care worksheetas a way to help direct your planning conversation with your client.  It covers the basics – who, what, where, and how to pay for care. 

And, the Step by Step Guide to Receiving LTC which can be used to help prepare for an extended care situation or as a resource during the event.

Most importantly, the OneAmerica Financial Care Benefit (Claims) Concierge is available with every policy ever written.  This is a OneAmerica Claims Specialist dedicated to that client’s claim and is a partner and resource for whomever is managing the policyholder’s affairs during the claim.  This is staffed at the OneAmerica Financial home office in Indianapolis by trained OneAmerica Financial personnel – claims is not outsourced like some other carriers.

As I said before – at OneAmerica, it’s more than premium and saying that there will be money available if there is a claim.

Learn more about OneAmerica Financial claims by contacting Kelley Hilliard at (844) 623-2451 or via email at kelleyhilliard.isp@oneamerica.com