ICE & 4 Ls From Niki Johnson

A couple weeks ago on Coffee Break, I was joined by Jen Wagoner, Elaine Marvin, and Niki Johnson to share some perspectives about our Asset Care Return of Premium product.  If you have not seen the January Coffee Break, you can check it out here.  Or, you go to the website LTCcoffeebreak.com where you can... Continue Reading →

Asset Care ROP Color Commentary

Last week, our first Coffee Break episode of 2022 was released.  In it, I was joined by Jen Wagoner, Elaine Marvin, and Niki Johnson.  We talked about the Asset Care Return of Premium product solution that was introduced with the 2017 Asset Care reprice.  If you have not seen the January Coffee Break, you can... Continue Reading →

Asset Care Left Pocket to Right

Earlier this week, I released a new episode of Coffee Break focusing on the Asset Care Return of Premium product.  Jen Wagoner, Niki Johnson, and Elaine Marvin joined me to share their perspectives on the product.  Please, grab yourself a cup of coffee and take a few minutes to hear what they shared. If you... Continue Reading →

Leading off 2023

Happy New Year! Just a reminder, we have made a couple of adjustments to the Care Solutions distribution model. It is pretty basic, but I want to repeat this for you. Justin Fox and I will be your Care Solutions wholesaling team.  It is our responsibility to partner with you to support you and your... Continue Reading →

What’s your Plan?

This week, I hope to be brief.  Afterall, most people are taking time off or slowing down between now and the start of the new year. With this in mind, I have a quick question – what’s your plan for doing business in 2023? For some, it might be increasing your consumer outreach.  We can... Continue Reading →

Asset Care Premium Reduction

That's right - you heard me ... Asset Care premiums will be decreased for the second time in 2022. This will be effective December 9, 2022. New rates will not be available to illustrate until that date. Here are the funding strategies being impacted: Single Premium, including Single Premium Drop In Rider, Recurring premium 5-pay... Continue Reading →

State Sponsored LTC Webcast

Funny what a year can do. Think about that statement and where we as an industry were. The enrollment deadline for the Washington state Cares Act was looming, business was swamping carriers, and everyone seemed to be losing their collective minds from the chaos that resulted. Today, the waves has passed, the Act was paused... Continue Reading →

OneAmerica’s Consumer Survey

If you weren't paying attention to this week's LTC Coffee Break, I shared with you a bit about our recently released LTC Consumer Survey. I've heard throughout my career not to sell by the numbers and "statistics don't sell." I do not disagree, but they do help illustrate a point and add perspective to a... Continue Reading →

LTC Awareness Month Numbers

It's is that time of year again. The time when "the industry" pushes out another LTC Awareness Month series of messages and carriers roll out campaigns talking about the long term care and the need to solve the funding dilemma. Every year, it is the same old thing. And every year, we yield the same... Continue Reading →

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