Maximizing Your Annuity

I’ve been riding this topic hard for the last few months and for a good reason!  One of the best funding sources for long term care comes from nonqualified deferred annuities! And, with the unofficial start of summer a few days ago, we all know that now is not the time to take the foot... Continue Reading →

Self-funding Cap

Last week, I started a conversation about self-funding a long term care and I shared a few examples of potential future costs.  As a reminder, OneAmerica offers an  Interactive Cost of Care Map that can help you find the cost of care anywhere in the country.  It’s a great tool to have on your mobile... Continue Reading →

Self-funding Consider the Costs

There are lots of perspectives about long term care and how to pay for it.  An insurance-based strategy is the most cost efficient method regardless of what someone’s net worth. Unfortunately, many people make the decision to self-fund their long term care.  This week, let’s use some numbers to compare the scenarios.  I am going... Continue Reading →

Why? Annuities for LTC … Why Not?

I came across some interesting data a short time ago about annuity based long term care plans.  Inside an article discussing “long term care annuities”, the following data from LIMRA was shared. According to the most recent sales data from LIMRA, stand-alone long-term care insurance sales declined 60% between 2012 and 2016, while sales of... Continue Reading →

Create a website or blog at

Up ↑

%d bloggers like this: