Care Solutions… Set the Right Expectation – Underwriting 27 Sep 201924 Sep 2019 Something that we do not discuss often enough is process. More specifically, the process to move things into and through underwriting. One thing that we often face is health issues. …
Annuity Care… Q&A -Updated Process Guide 30 Aug 201912 Aug 2019 Question: With the changes to Asset Care, is there one place where I can go to get information about underwriting and submitting an application? Answer: We have updated and enhanced…
2017 CSO Launch… Q&A – Alternatives to Phone Interview 16 Aug 201911 Aug 2019 Question: I have experienced issues with the whole "ticket" process where I submit an application (Part I) and your vendor completes the remainder of the process. Is there a way…
Fridays with Fisher… Q&A – Exam Requirements from Another 9 Aug 20198 Jul 2019 Question: Will OneAmerica accept requirements done for another carrier? Answer: Yes - medical examinations and exams done for another carrier will be accepted provided that they fall within OneAmerica's time…
2017 CSO Launch… Asset Care Revisions Coming in July 7 Jun 201929 May 2019 This should come as no surprise. Noise about Asset Care changes has been swirling around for months. A couple weeks ago, we announced the changes that are targeted to roll…
Annuity Care… I’ve got this 31 May 20198 May 2019 A long term care claim does not need to be permanent for an insured to receive benefits from a policy. As noted in "Is it covered?", life insurance with chronic illness…
Annuity Care… Q&A – underwriting inquiry 5 Apr 20191 May 2019 Question: What tools do you have to provide guidance from an underwriting perspective? Answer: I highly recommend first consulting the Asset-Care Ineligible Impairment list, the Annuity Care Ineligible Impairment List, or Underwriting…
Annuity Care… Underwriting Opportunities 5 Apr 201919 Mar 2019 It’s well known that OneAmerica’s asset-based LTC solutions have the most reasonable underwriting guidelines in the industry today. Here are just a few of the medical conditions that can be…
Annuity Care… Underwriting Tools 6 Mar 20196 Mar 2019 It's easy to be product focused when you have the deepest, broadest, and most diverse product portfolio in the industry. I am guilty. Underwriting is an area that also differentiates…
Annuity Care… Q&A -“older” client 5 Mar 20191 May 2019 Question: I have a client who is 81 years old and very healthy, is Asset-Care a viable product ? Answer: We can consider Asset-Care for someone over the age of 80 if…
