Annuity Care… Your Clients Aren’t Average 24 Jan 2020December 18, 2019 Some carriers like to claim that your clients don’t need LTC protection beyond the average length of a care need. But preparing for only the average length of a care…
Asset Care… Asset Care & Executive Bonus 13 Dec 2019December 12, 2019 A Controlled Executive Bonus Plan — also known as a Restrictive Bonus or Section 162 plan — is an agreement that typically allows employers to use tax deductible money as…
2017 CSO Launch… Asset Care Recap of Highlights 6 Dec 2019December 10, 2019 Since the roll out of our new Asset Care products over the summer, many of our current producers have been pleased by the new opportunities that have been created. Here…
Annuity Care… E-Application Advantage 8 Nov 2019November 5, 2019 On thing that we’ve found is that submitting business using electronic application (eApp) has provided advisors with a few advantages. Along with the an assurance that an application submitted electronically…
Annuity Care… Self-Funding isn’t Self-Insurance 25 Oct 2019October 14, 2019 Last week, I shared my opinion about self-insurance. In reality, self-insurance is pure risk retention. Said another way, it is self-funding without any “stop-loss” provisions. At a minimum, reviewing the…
Annuity Care… Q&A – Funding Sources 6 Sep 2019August 18, 2019 Question: Do you have anything that outlines all of the ways to pay premiums for Asset Care and/or Annuity Care? Answer: We certainly do. The piece is a concise graph…
Asset Care… Qualified Money for LTC 30 Aug 2019August 22, 2019 Earlier this week, an advisor (we will call him Andy) called me with an interesting question. It went something like this: “I have a client – a single man who…
2017 CSO Launch… Asset Care Return of Premium 23 Aug 2019August 12, 2019 Live, Die, Quit – that has been the mantra for asset-based / linked benefit / hybrid Long Term Care solutions since their inception three decades ago. (Have I mentioned that…
2017 CSO Launch… It’s Long Term Care for a Reason 9 Aug 2019July 29, 2019 The fastest way to impoverishment or to destroying a retirement income strategy or to impact multiple generations physically, emotionally, and financially is not an extended healthcare event. It is not adequately…
2017 CSO Launch… History of Innovation 2 Aug 2019August 2, 2019 Asset-based LTC, aka hybrid or linked linked benefit, have existed since 1988. OneAmerica stakes a claim to being the premier innovator of this space. There is only one other carrier…
Annuity Care… Annuities – Think Leverage 26 Jul 2019July 1, 2019 Think about all of the people who own deferred annuities. Now think about how many are out of surrender and have no real purpose. Let our Annuity Care solutions provide…
2017 CSO Launch… Q&A – Asset Care Cheat Sheet 26 Jul 2019July 1, 2019 Question: Is there a simple side-by-side comparison between the "old" Asset-Care and the "new" Asset Care features? Answer: There sure is - follow this link to the Asset Care Cheat…
