Fridays with Fisher… Maturing Annuity Opportunity 24 Sep 2021September 22, 2021 There are trillions of dollars of non-qualified deferred annuities on the books. With an aging population of annuity holders, the opportunity exists for you to provide a solution to those…
Asset Care… Funding Source – Qualified Money 7 May 2021May 6, 2021 If you were able to catch the most recent release of our full LTC Coffee Break earlier this week, you will recall that Michael and I discuss using qualified money…
Asset Care… Asset Care & Executive Bonus 13 Dec 2019December 12, 2019 A Controlled Executive Bonus Plan — also known as a Restrictive Bonus or Section 162 plan — is an agreement that typically allows employers to use tax deductible money as…
Care Solutions… IRS LTC Numbers for 2020 22 Nov 2019November 11, 2019 Every year around this time, we start sharing numbers for the following year's planning. Here are the inflation adjusted LTC numbers for 2020 that you might find useful. With the…
Annuity Care… A Little Pool Anyone? 20 Sep 2019August 22, 2019 Here we go again – the discussion of addressing the extended healthcare (aka long term care) funding issue. For many, self-funding ends up being the answer. By default or by…
Asset Care… Qualified Money for LTC 30 Aug 2019August 22, 2019 Earlier this week, an advisor (we will call him Andy) called me with an interesting question. It went something like this: “I have a client – a single man who…
Asset Care… Q&A – Qualified Money Funding – 457 23 Aug 2019August 12, 2019 Question: Can a 457 plan be used in conjunction with Asset Care funding with qualified money? Answer: There are two types of 457 arrangements. One is a governmental 457(b) which can…
Asset Care… Gifting LTC 24 May 2019May 6, 2019 So, you want some ideas - here is one that I think is pretty cool - using a gifting strategy to purchase LTC protection. When your client's have their LTC…
Annuity Care… Q&A -Need Tax Info 10 May 2019May 1, 2019 Question: All of this stuff that you mentioned in the last article has got me wondering if you have resources available that can help answer design strategies and/or tax questions. What…
Annuity Care… Individual Policy 1035 Funds Joint Policy 10 May 2019May 3, 2019 YOU NEED TO READ THIS ARTICLE AS IT EXPLAINS HOW THIS CAN BE ACCOMPLISHED. Earlier this week, I was asked if there is a way to fund a joint policy…
Annuity Care… Q&A – Tax Treatment of Benefits 22 Mar 2019May 1, 2019 Question: What is the tax treatment of LTC Benefits paid from Asset-Care or Annuity Care? Answer: Our Care Solutions portfolio functions on a reimbursement basis. Since Reimbursement Benefits for qualified LTC services are…
Annuity Care… Summary of Individual Tax Deductions 22 Mar 2019March 6, 2019 Individual taxpayer who does not itemize No deduction IRC Sec 63(b) Individual taxpayer who itemizes deductions Treated as medical insurance premiums.6 Limited to the lesser of the actual premium paid or…
Fridays with Fisher 
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