It’s easy to be product focused when you have the deepest, broadest, and most diverse product portfolio in the industry. I am guilty.
Underwriting is an area that also differentiates OneAmerica from our peers.
We are more than a streamlined underwriting, table 4 to standard (preferred) carrier. Our Asset-Care underwriting, if less that perfect can be rated out 8 tables. And, if we cannot accommodate the risk with Asset-Care, our underwriters will pivot to Annuity Care and determine if we have a solution there.
Several tools that can help assess the insurability of a client are at your disposal. They include ;