Underwriting Tools

It’s easy to be product focused when you have the deepest, broadest, and most diverse product portfolio in the industry.  I am guilty.

Underwriting is an area that also differentiates OneAmerica from our peers.

We are more than a streamlined underwriting, table 4 to standard (preferred) carrier.  Our Asset-Care underwriting, if less that perfect can be rated out 8 tables.  And, if we cannot accommodate the risk with Asset-Care, our underwriters will pivot to Annuity Care and determine if we have a solution there.

Several tools that can help assess the insurability of a client are at your disposal.  They include ;

Pre-Underwriting Inquiry
Asset-Care Ineligible Conditions
Annuity Care Ineligible Conditions

Care Solutions Underwriting Guide