Question: I have a client who is 81 years old and very healthy, is Asset-Care a viable product ?
Answer: We can consider Asset-Care for someone over the age of 80 if they are part of a joint policy where the joint equal age falls within the maximum age range and that person can qualify from an underwriting perspective.
If the client does not have a second insured, we could consider either Annuity Care or Indexed Annuity Care (both are available to age 85).