Last week, I talked about the need for a plan and that a policy is not a plan. Along with that, I shared a couple of tools that we can provide you free of charge.
In reality, most people believe that they will not need long term care services. So, why buy a policy that they will never need. It’s the denial card. And, in more cases than not, it is a FANTASY.
Not a FANTASY that they will have wasted money on a policy, but a FANTASY that they will never experience a situation where care is needed.
Of course, there are solutions (like Asset Care and Annuity Care) that will make the client whole should they never require the use of their policy. But, even with this option, many will live in the FANTASY world and do nothing.
Sadly, there are advisors who believe in the FANTASY that they can “outearn” the leverage of an insurance policy and provide a “self-funded” strategy.
If you haven’t clicked FANTASY by now, there is a point to the link and capitalization – to illustrate the point that a not having a plan is like a FANTASY. And, I figured that linking to a positive FANTASY would be much more preferable than a reality without a plan when an extended event occurs.
So, here is a better FANTASY by Earth, Wind, and Fire who I will be seeing perform tonight at Mohegan Sun. Enjoy.
Just a reminder – you will want to be aware of the business schedule at OneAmerica. HOLIDAY HOURS OF OPERATION. I will be on vacation from December 23 to January 3 – during this period, I will have limited access to email and cell service.
Finally, join Michael Florio and me on our weekly webcast LTC Coffee Break where we share new ideas with you every Tuesday morning at 10 am. LTCcoffeebreak.com is your home page to everything LTC Coffee Break including new episode, an archive of every broadcast, and much more.
For product questions and illustration assistance – call Justin Fox at (844) 658-3725 or email at email@example.com
To discuss what we can do to help you, schedule a meeting with me (virtually or in-person) – you can call or text me at (678) 512-9627 or via email at firstname.lastname@example.org