February 2026
-
Leverage the annuity asset class
Last week, when we were looking at the million and a half of “self-funding”, I shared an idea to improve their “self-funding” strategy. That strategy calls for dedicating a pool of resources specifically for long-term care funding when it is needed. If you recall, the 70 year old couple had a portfolio comprised of 33.3%… Continue reading
-
A million & a half made better
Last week’s post received a ton of feedback. Thank you for your opinions. Remember what I said? The scenario can be ripped apart in a bunch of different ways and it was a small amount of effort that I put in to demonstrate how an AVERAGE long-term care event can totally disrupt a plan. In… Continue reading
-
$1.5 million and how I got there
Last week, I shared my concern about the fallacy of having $1.5 million in assets (excluding your home’s value) being enough to skip LTC insurance. Boy, did I get some feedback on that – some was supportive; some was not so kind. If you recall, I did say “you can rip this apart in a… Continue reading
-
Is $1.5 million enough?
Over the past hour today, I have read several articles from investment gurus and insurance organizations that have ruffled my feathers. In one article from an insurance trade group, it said “if your net worth is at least $1.5 million (not including the value of your home), you can safely skip buying long term care… Continue reading
Fridays with Fisher 