Last week, I talked about cash and reimbursement policies. A few people took exception to a couple of the points that I made which prompted this week’s FWF. Pertaining to cash benefits, the point that I am attempting to make is that there is an extra level of responsibility that comes with access to the... Continue Reading →
The Burr Under My Saddle
There are fundamentally two ways for clients to receive benefits from a long term care insurance policy – as cash (indemnity) or via reimbursement. Which is better? Well, that depends upon which company you are listening to. Carriers who only offer cash tout it as the ultimate in control and flexibility. “You don’t need to... Continue Reading →
Fridays with Fisher 