Maturing Annuity Opportunity

There are trillions of dollars of non-qualified deferred annuities on the books. With an aging population of annuity holders, the opportunity exists for you to provide a solution to those who are facing the prospect of a maturing annuity contract. At OneAmerica, we have a solution called Legacy Care. Legacy Care is a single premium... Continue Reading →

Your Legacy Care Opportunity

In this week's LTC Coffee Break webcast, discussed Legacy Care.  Legacy Care is a nonqualified deferred annuity that is not a long term care play but is a longevity play.  Let me explain more. Let’s say that your client is 90 years old, has a deferred annuity with $190,000 of value that is out of... Continue Reading →

History of Innovation

Asset-based LTC, aka hybrid or linked linked benefit, have existed since 1988.  OneAmerica stakes a claim to being the premier innovator of this space. There is only one other carrier who can make this claim.  What they and the other carriers in the asset-based LTC arena cannot claim is the depth and breadth of solutions... Continue Reading →

Beneficiary Options for Legacy Care

It is important for all of us to be aware of our options and Legacy Care beneficiaries are no different. As with other annuity contracts, Legacy Care beneficiaries have several ways in which they can receive their proceeds. Spousal beneficiary When a Legacy Care policy owner dies before the maturity date and the named beneficiary is a surviving... Continue Reading →

Solution to a Maturing Annuity

With trillions of dollars of non-qualified deferred annuities on the books and an aging population, an opportunity exists for you to provide a solution to those long time annuity holders who face the prospect of a maturing annuity contract. Let’s say Mrs. Smith is 90 years old, has a deferred annuity with $190,000 of value... Continue Reading →

1035 Exchange & the Transfer Annuity

Let's set the stage.  The advisor and client agree that Annuity Care is the best way to address their LTC concern.  It seems like a slam dunk, the client has a boatload of nonqualified money parked in an index annuity and they want to carve off a small portion to fund their protection. The problem arises.  The ceding carrier... Continue Reading →

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