Earlier this month on Coffee Break, Niki Johnson shared the underwriting requirements for the Annuity Care products. If you have not taken time to watch the episode, please do. As Niki shared, we do underwrite our products. With Annuity Care products, the underwriting is never more than a phone interview, an MIB check, and a... Continue Reading →
Claims – Make Sure You Know
Last week on Coffee Break, we shared a few pieces of information with you. Elaine Marvin discussed the history and timeline of Care Solutions. Niki Johnson shared the underwriting requirements for the Annuity Care products. And, Jen Wagoner examined claims being paid daily versus monthly. If you have not taken time to watch the episode,... Continue Reading →
An Old Idea – Split Annuity
We have been on the tax-deferred to tax-free for LTC train for the past few weeks. It all started with our March episode of Coffee Break. If you have not seen that episode yet, please take a moment. I am sure that you’ll get a nugget or two of information from it. Remember, a new... Continue Reading →
Does It Qualify
A couple of weeks ago on Coffee Break, we shared information about Annuity Care and, in last week’s Fridays with Fisher, I talked about the segment of the tax-code that creates the tax-free benefits offered by Annuity Care. One thing that I often hear is “XYZ indexed annuity includes long term care benefits”. As I... Continue Reading →
Annuity Care as LTC Funding Solution
Earlier this week on Coffee Break, we discussed Annuity Care. This strategy happens to be one of the best kept secrets in the industry and it is hard to believe that because we have been offering the product since 1998. That’s right – for 25 years, Annuity Care has been a long term care funding... Continue Reading →
Qualified Money – You Can’t Do What We Do
In the February episode of Coffee Break, we discussed funding Asset Care using qualified money. If you have not seen it, please take a few minutes of your time and do so. Most of you who know me know that I try to toe the line of neutrality and objectivity. I don’t want all of... Continue Reading →
Qualified Money & Leverage
A few weeks ago on Coffee Break, we talked about our turnkey funding strategy for Asset Care using qualified money. We’ve generated a lot of calls into the sales desk and we thank you for questions and the opportunity to discuss our truly unique strategy. Way back when I first started in the insurance industry... Continue Reading →
Qualified Money & Asset Care
Earlier this month on Coffee Break, we discussed using long term care as a funding source for long term care. If you have not had a chance to check it out, please do. Remember, qualified money is rolled over into a qualified deferred annuity with OneAmerica. Upon receipt of the proceeds from the rollover, OneAmerica... Continue Reading →
Qualified Money for LTC Funding
A few days ago on Coffee Break, we discussed using long term care as a funding source for long term care. If you have not had a chance to check it out, please do. Let’s cut to the chase – too many people get their noses out of joint when they hear me say use... Continue Reading →
Asset Care ROP in Cali
Last month on Coffee Break, we discussed our Asset Care Return of Premium product. Today, we will expand on that with a focus on California. Setting the stage, when Asset Care Return of Premium came about, it was part of the Asset Care repriced from a few years ago. This new version of Asset Care... Continue Reading →
Asset Care with & without ROP
Our discussion for the past couple weeks has been focused on Asset Care and the Return of Premium product solution. Today, we will piggy back off of the previous discussions and I’ll share with you a conversation that I had with an advisor a short time ago. Before we get into it, if you have... Continue Reading →
ICE & 4 Ls From Niki Johnson
A couple weeks ago on Coffee Break, I was joined by Jen Wagoner, Elaine Marvin, and Niki Johnson to share some perspectives about our Asset Care Return of Premium product. If you have not seen the January Coffee Break, you can check it out here. Or, you go to the website LTCcoffeebreak.com where you can... Continue Reading →
Fridays with Fisher 
You must be logged in to post a comment.