Asset Care

August 4, 2023

NEW – Asset Care Updates

There are a few things going on with Asset Care – the industry leading life insurance based long term care policy. 4% Acceleration for joint policies One thing that OneAmerica prides itself on is the ability to devise custom long term care funding strategies to meet their clients’ unique needs. With this in mind, the… Continue reading

Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica

AlzheimersAssociation, asset based LTC, Asset Care, Coffee Break, Elaine Marvin, Fridays with Fisher, jen, Kevin Fisher, Lifetime Benefits, Long Term Care, Niki Johnson, OneAmerica, OneAmerica Update, Unlimited LTC
July 21, 2023

Averages … Leverage

Last week, I preached about averages and the risk that we run by ignoring true cost of being average. As a reminder, in 20 years, assuming everything is average – you can expect that the average American will – I also made the statement (which some of you disagreed with) – average care will… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica, Taxes & Trusts

advanced sales, Asset Care, averages, Averages and LTC, buy sell, Care Solutions, Coffee Break, Elaine Marvin, Executive Bonus, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Million Dollar Annuity Strategy, Niki Johnson, OneAmerica
July 14, 2023

Averages

In this week’s Coffee Break, Elaine, Niki, Jen and I discussed averages and the longevity of a long term care claim. If you have not taken time to view it, please do – we share some interesting information and Jen has one heck of a piece of trivia for you to use. I’m going to… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica, Taxes & Trusts

advanced sales, Asset Care, Averages and LTC, buy sell, Care Solutions, Coffee Break, Elaine Marvin, Executive Bonus, Fridays with Fisher, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, Section 162
July 7, 2023

Asset Care Insures a Buy-Sell

The June Coffee Break focuses on businesses and premium deductions that are available when funding an Asset Care policy. To learn more about this opportunity, check out our June broadcast of Coffee Break by following this link or clicking on the Coffee Break image to the right. And, last week’s Fridays with Fisher, I shared a… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Indexed Annuity Care, Long Term Care, LTC Coffee Break, OneAmerica, Taxes & Trusts

advanced sales, Asset Care, buy sell, Care Solutions, Coffee Break, Executive Bonus, Fridays with Fisher, Kevin Fisher, Long Term Care, LTC, OneAmerica, Section 162
June 30, 2023

Section 162 Executive Bonus

In our June edition of Coffee Break, we shared some tax opportunities that businesses have when funding Asset Care. Simply, the premiums for the long term care portion of the policy can be deducted. With this in mind, I want to remind you of a strategy that we have discussed before – the Section 162… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Indexed Annuity Care, Long Term Care, LTC Coffee Break, OneAmerica, Taxes & Trusts

Asset Care, Care Solutios, Coffee Break, Executive Bonus, Fridays with Fisher, Kevin Fisher, Long Term Care, LTC, OneAmerica, Section 162
April 7, 2023

On the road again

This week’s FWF will be brief. Why is that? I’m on the road and time is limited. Speaking of on the road, once again, OneAmerica is blanketing the country with regional meetings. As we did last year, the whole objective is to provide agents and advisors with enough information about OneAmerica and the Care Solutions… Continue reading

Annuity Care, Asset Care, Care Solutions, Fridays with Fisher, Funding Sources, Long Term Care, OneAmerica

Asset Care, Care Solutios, Fridays with Fisher, Kevin Fisher, Long Term Care, OneAmerica
March 10, 2023

Qualified Money – You Can’t Do What We Do

In the February episode of Coffee Break, we discussed funding Asset Care using qualified money. If you have not seen it, please take a few minutes of your time and do so. Most of you who know me know that I try to toe the line of neutrality and objectivity. I don’t want all of… Continue reading

Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica, qualified money

annuity funded whole life, Asset Care, Care Solutios, Coffee Break, Elaine Marvin, Fridays with Fisher, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, Qualified Money Funding LTC
March 3, 2023

Qualified Money & Leverage

A few weeks ago on Coffee Break, we talked about our turnkey funding strategy for Asset Care using qualified money. We’ve generated a lot of calls into the sales desk and we thank you for questions and the opportunity to discuss our truly unique strategy. Way back when I first started in the insurance industry… Continue reading

Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care, LTC Coffee Break, qualified money

annuity funded whole life, Asset Care, Care Solutios, Coffee Break, Elaine Marvin, Fridays with Fisher, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, Qualified Money Funding LTC
February 24, 2023

Qualified Money & Asset Care

Earlier this month on Coffee Break, we discussed using long term care as a funding source for long term care. If you have not had a chance to check it out, please do. Remember, qualified money is rolled over into a qualified deferred annuity with OneAmerica. Upon receipt of the proceeds from the rollover, OneAmerica… Continue reading

Asset Care, Care Solutions, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica

annuity funded whole life, Asset Care, Care Solutios, Elaine Marvin, Fridays with Fisher, ira, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, qualified money
February 17, 2023

Qualified Money for LTC Funding

A few days ago on Coffee Break, we discussed using long term care as a funding source for long term care. If you have not had a chance to check it out, please do. Let’s cut to the chase – too many people get their noses out of joint when they hear me say use… Continue reading

Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Long Term Care, LTC Coffee Break

401k, 403b, Asset Care, Care Solutios, Coffee Break, Elaine Marvin, Fridays with Fisher, ira, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, qualified money, return of premium
February 10, 2023

Asset Care ROP in Cali

Last month on Coffee Break, we discussed our Asset Care Return of Premium product. Today, we will expand on that with a focus on California. Setting the stage, when Asset Care Return of Premium came about, it was part of the Asset Care repriced from a few years ago. This new version of Asset Care… Continue reading

Asset Care, Fridays with Fisher, Long Term Care, LTC Coffee Break, OneAmerica

Asset Care, California, Care Solutios, Coffee Break, Elaine Marvin, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, return of premium, ROP
February 3, 2023

Asset Care with & without ROP

Our discussion for the past couple weeks has been focused on Asset Care and the Return of Premium product solution. Today, we will piggy back off of the previous discussions and I’ll share with you a conversation that I had with an advisor a short time ago. Before we get into it, if you have… Continue reading

Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Long Term Care, LTC Coffee Break

Asset Care, Care Solutios, Coffee Break, Elaine Marvin, Fridays with Fisher, Jen Wagoner, Kevin Fisher, Long Term Care, LTC, Niki Johnson, OneAmerica, return of premium, ROP

About FWF

I launched Fridays with Fisher as a way for me to share ideas and information related to extended healthcare / long term care and funding solutions provided by the OneAmerica Care Solutions product suite.

Every week, I share a new idea via email and post it to the the Fridays with Fisher Archives (where you are currently located).

Everything is for producer use only unless specifically noted otherwise.