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Averages & LTC Planning
A short time ago, on LTC Coffee Break, I spoke with Jen Wagoner about state-sponsored long term care programs like the Washington state CARES Fund. If you did not catch our conversation, take a few minutes to check it out. For additional LTC Coffee Break episodes, you should go to the LTCCB Channel. Remember, LTC… Continue reading
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State Funded LTC Programs
Last week, I spoke with Jen Wagoner (my counterpart from the west coast) about state-sponsored long term care programs and pending legislation. If you did not catch our conversation, take a few minutes to check it out. For additional LTC Coffee Break episodes, you should go to the LTCCB Channel. Remember, LTC Coffee Break is… Continue reading
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Asset Care Premium Reduction
That’s right – you heard me … Asset Care premiums will be decreased for the second time in 2022. This will be effective December 9, 2022. New rates will not be available to illustrate until that date. Here are the funding strategies being impacted: In California, Asset Care I, II, and III will be changed… Continue reading
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State Sponsored LTC Webcast
Funny what a year can do. Think about that statement and where we as an industry were. The enrollment deadline for the Washington state Cares Act was looming, business was swamping carriers, and everyone seemed to be losing their collective minds from the chaos that resulted. Today, the waves has passed, the Act was paused… Continue reading
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Homework Assignment
In this week’s LTC Coffee Break, I shared with you 3 take-aways going into the Thanksgiving holiday. If you didn’t feel like watching the episode, they are pretty simple: The most important one of these, of course, is to review your plan. No one knows you better than you do. Your wants – your needs… Continue reading
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OneAmerica’s Consumer Survey
If you weren’t paying attention to this week’s LTC Coffee Break, I shared with you a bit about our recently released LTC Consumer Survey. I’ve heard throughout my career not to sell by the numbers and “statistics don’t sell.” I do not disagree, but they do help illustrate a point and add perspective to a… Continue reading
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LTC Awareness Month Numbers
It’s is that time of year again. The time when “the industry” pushes out another LTC Awareness Month series of messages and carriers roll out campaigns talking about the long term care and the need to solve the funding dilemma. Every year, it is the same old thing. And every year, we yield the same… Continue reading
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Can Your Plan Do This?
While I was returning home from my vacation, I was doing a Google search on “why should I buy LTC insurance”. The first website that came up was a landing page for a LTC specialist with an interesting approach. First was a statement of what we value. Let me parapharase: Here is a point that… Continue reading
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It’s Time To Talk
One thing that is important to note is that talk is not cheap. It is never cheap. Sometimes it may seem to be meaningless, but it always comes with a cost. Today, I want to share this week’s LTC Coffee Break Espresso Shot with you to illustrate the importance of talking and how it is… Continue reading
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Memory Care &OneAmerica
In last week’s Fridays’ with Feature, I requested your support for the Alzheimer’s Association and their Walk to End Alzheimers. As you are likely aware, the impact of Alzheimer’s and other memory issues is significant and one of the most quickly growing causes for requiring extended healthcare. According to the Alzheimer’s Association, the average duration… Continue reading
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Walk to End Alzheimers
Every year, the Alzheimer’s Association invites people to participate in their “Walk to End Alzheimer’s” in over 600 communities across the country. My colleagues and I at OneAmerica will be participating. There are two ways that you can help. You can either … Your contribution will help the Alzheimer’s Association’s to provide 24/7 care and… Continue reading
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From The Shore
This week, I am on vacation on the big island of Hawaii which prompts this week’s Fridays with Fisher. I’ve shared this before here in Fridays with Fisher, with Michael Florio on our LTC Coffee Break webcast, and in live meetings – you have marketing resources available from OneAmerica that are FREE! Our OneAmerica Marketing… Continue reading
Fridays with Fisher 
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