Long Term Care

August 23, 2024

Feedback from Last Week

Last week, I shared a comparison of a 9 year MYGA to Annuity Care I – the product that got the whole annuity-based LTC discussion started decades ago. And, as expected, I received lots of feedback (mostly negative). Continue reading

Annuity Care, Care Solutions, Fridays with Fisher, Funding Sources, Indexed Annuity Care, Long Term Care, LTC Coffee Break

Annuity Care, base only Annuity Care, Fridays with Fisher, Indexed Annuity Care, Kevin Fisher, Long Term Care, OneAmerica, tax deferred to tax free LTC
August 16, 2024

Let’s compare

we are approaching a perfect tax storm for deferred annuities. Owners are getting older and are being forced into taking money from them in order to fund their long term care. Continue reading

Annuity Care, Care Solutions, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Long Term Care, OneAmerica Incentives

Annuities, Annuity Care, Coffee Break, Fridays with Fisher, Indexed Annuity Care, Kevin Fisher, Long Term Care, OneAmerica, tax deferred to tax free LTC, tax free LTC
August 9, 2024

Versatility Refound

Here is a tagline for you to ponder: “Adaptable Annuities: Multi-purpose for Living, Legacy, & Long Term Care” Continue reading

Annuity Care, Care Solutions, Fridays with Fisher, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, OneAmerica

Annuity Care, Fridays with Fisher, Indexed Annuity Care, Kevin Fisher, Long Term Care, LTC, OneAmerica, Pension Protection Act, PPA
August 2, 2024

Clients 70 & over

The ideal client is someone who is between 70 and 85 with money in nonqualified deferred annuities that is not being used as an income source. Continue reading

Annuity Care, Care Solutions, Fridays with Fisher, Funding Sources, Indexed Annuity Care, Long Term Care, LTC Coffee Break, OneAmerica

Annuity Care, Coffee Break, Fridays with Fisher, Indexed Annuity Care, Kevin Fisher, Long Term Care, LTC, OneAmerica
July 26, 2024

Fueling the longevity fire

I’ve been on my soapbox for the past few weeks focusing on longevity and an unlimited duration of benefits that only Asset Care and Annuity Care can offer (in the asset-based / linked benefits space). This is important to me. Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Long Term Care, OneAmerica

Annuity Care, Annunity Care, Asset Care, Coffee Break, Fridays with Fisher, Kevin Fisher, Long Term Care, LTC, OneAmerica
July 19, 2024

Plan & Longevity

I am not backing off of my position that lifetime benefits are worthwhile particularly when you have a family with the experience of longevity and/or an long haul condition like Alzheimer’s or Parkinson’s. Continue reading

Annuity Care, Asset Care, Care Solutions, Fridays with Fisher, Long Term Care

Annuity Care, Asset Care, Fridays with Fisher, Kevin Fisher, Long Term Care, longevity, LTC, OneAmerica, Planning, retirement income
July 12, 2024

Average is not okay for everyone

I’ve heard too much criticism about considering a lifetime benefit and the terminology of unlimited is not accurate. Continue reading

Annuity Care, Asset Care, Care Solutions, Fridays with Fisher, Long Term Care, OneAmerica

Annuity Care, Asset Care, Fridays with Fisher, Kevin Fisher, Long Term Care
July 5, 2024

Stop with the product – talk about a plan

I am sick and tired of looking at LinkedIn posts where asset-based / linked benefits long-term care plans are dragged through the mud. THIS HAS TO STOP! Continue reading

Care Solutions, Fridays with Fisher, Funding Sources, Guarantees, Long Term Care

Annuity Care, Asset Care, Fridays with Fisher, Kevin Fisher, Long Term Care, OneAmerica, OneAmerica Financial
June 21, 2024

Challenge Accepted

Challenge accepted – base only Annuity Care transforms tax-deferred growth into tax-free LTC Continue reading

Annuity Care, Care Solutions, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Long Term Care, OneAmerica

Annuities, Annuity Care, Fridays with Fisher, Indexed Annuity Care, instant approval, Kevin Fisher, Long Term Care, OneAmerica
June 14, 2024

Repurposing Annuities

WITH A BASE-ONLY ANNUNITY CARE OR INDEXED ANNUITY CARE, WHEN THE CLIENT ANSWERS THE 5 UNDERWRITING QUESTIONS FAVORABLY, THERE IS INSTANT APPROVAL UP TO $1 MILLION!!!!!!!!!!! Continue reading

Annuity Care, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Long Term Care, OneAmerica

Annuity Care, Coffee Break, Fridays with Fisher, Indexed Annuity Care, instant approval, Kevin Fisher, Long Term Care, LTC
June 7, 2024

CLAIMS – a little story

I shared this story a few months ago, but it warrants repeating as it is about both claims and communication. Continue reading

Annuity Care, Asset Care, Care Solutions, Claims, Fridays with Fisher, Long Term Care, OneAmerica

Annuity Care, Asset Care, Care Solutions Claims, Coffee Break, Fridays with Fisher, Kevin Fisher, Long Term Care, LTC, LTC claims, OneAmerica
May 31, 2024

What we do – PAY CLAIMS

It is what OneAmerica as a company has done for over 140 years and something that Care Solutions asset-based long term care has provided for 35 years. Continue reading

Annuity Care, Asset Care, Care Solutions, Claims, Consumer Approved, Fridays with Fisher, Long Term Care, OneAmerica

Annuity Care, Asset Care, Care Solutions Claims, Fridays with Fisher, Kevin Fisher, Long Term Care, LTC, OneAmerica

About FWF

I launched Fridays with Fisher as a way for me to share ideas and information related to extended healthcare / long term care and funding solutions provided by the OneAmerica Care Solutions product suite.

Every week, I share a new idea via email and post it to the the Fridays with Fisher Archives (where you are currently located).

Everything is for producer use only unless specifically noted otherwise.