Care Solutions
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What We Are Doing
As you know, coming up on May 3, LTC Coffee Break will be airing a full episode featuring industry legend Phyllis Shelton. Earlier this week, we shared an excerpt from our conversation with Phyllis where she talks about WHO actually benefits from a plan. If you didn’t watch, check it out. For additional LTC Coffee… Continue reading
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LTC & The Luxury Car
Earlier this week during LTC Coffee Break Espresso Shot, we dipped into the mailbag and answered the question “my client can afford to pay for long term care, he is high net worth.” Well, Michael shared an analogy to buying a luxury sports car. Check it out. Get a new idea Tuesday when Michael Florio… Continue reading
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Because We Can
Earlier this week during LTC Coffee Break Espresso Shot, we dipped into the mailbag and answered the question “Fisher – why do you talk about lifetime benefits so often.” Well, it is because we can. There is more to the story, give it a view and listen to Michael’s insight. Get a new idea Tuesday… Continue reading
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Things We Keep
One thing for certain, insurance is about a promise – a promise to pay. But, it is really more than that – it is a promise that allows us to keep memories alive. This week on LTC Coffee Break, Michael Florio and I shared with you the new OneAmerica video called “The Things We Keep”.… Continue reading
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3 Unique Funding Strategies
If you have been paying attention, I have been on a roll with lists of 3. Staying with that theme and including the LTC Coffee Break Espresso Shot topic for this week, here are three premium strategies that (to the best of my knowledge) are unique to OneAmerica’s Care Solutions. Let’s jump into it and… Continue reading
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3 Client Profiles
Earlier this month, Michael Florio and I shared some ideas about why advisors should include LTC funding as part of their client conversations. Last week, we reiterated that point. I am going to piggyback on this week’s LTC Coffee Break Espresso Shot where Michael shared a little on who should be party to the LTC… Continue reading
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3 Reasons Why LTC Needs to Be Included
Earlier this week as part of LTC Coffee Break Espresso Shot, Michael and I shared a few reasons why long term care insurance (or at least planning for a potential LTC event) should be a part of every advisor’s practice. Aside from the obvious reason (to provide a source of money for your client’s LTC… Continue reading
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Start 2022 Knowing WHO
It is the start of another new year. Hopefully, this year plays out better than the past two years have. But, only time will tell. For 21 months, Michael Florio and I have produced a weekly webcast LTC Coffee Break where we share ideas and information about long term care with a focus on the… Continue reading
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2021 is a wrap
This is my final Fridays with Fisher for 2021 and I want to thank you for allowing me to share my thoughts with you. Certainly, some have been useful while others have been useless (for that, I apologize). I am open for business when I return from my vacation on January 3 and am available… Continue reading
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A Holiday Reminder
First and foremost – thank you and I hope that you and your family have a safe week leading into New Years. Just a reminder … OneAmerica will be following a holiday schedule, please review that information. HOLIDAY HOURS OF OPERATION. I will be on vacation from December 23 to January 3 – during this… Continue reading
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Transition Talk To The Plan
This morning, I was reading an email from a friend and colleague about the cost of long term care and the concept of how Medicare can contribute to the funding of a care event. A point that was made is that Medicare and Medicare Supplement insurance policies have been commoditized. Simply, people expect to have… Continue reading
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Policy v. Plan
To quote Bill Comfort, “the policy is not the plan; the policy pays for the plan.” It is a fact. Like it or not, we all have a plan. It is something that we are born with. I like to call this the default plan. To paraphrase Tim Ripp, that plan is also called the… Continue reading
Fridays with Fisher 