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Qualified Money & Annuity Care
For almost 2 years now, my friend and colleague Michael Florio and I have produced our LTC Coffee Break webcast. We drop a new episode every Tuesday at 10 am at LTCcoffeebreak.com. Lately, we’ve decided to jump into our mailbag and answer questions from our viewers. This week’s question was – can qualified money be… Continue reading
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3 Unique Funding Strategies
If you have been paying attention, I have been on a roll with lists of 3. Staying with that theme and including the LTC Coffee Break Espresso Shot topic for this week, here are three premium strategies that (to the best of my knowledge) are unique to OneAmerica’s Care Solutions. Let’s jump into it and… Continue reading
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3 Client Profiles
Earlier this month, Michael Florio and I shared some ideas about why advisors should include LTC funding as part of their client conversations. Last week, we reiterated that point. I am going to piggyback on this week’s LTC Coffee Break Espresso Shot where Michael shared a little on who should be party to the LTC… Continue reading
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3 Reasons Why LTC Needs to Be Included
Earlier this week as part of LTC Coffee Break Espresso Shot, Michael and I shared a few reasons why long term care insurance (or at least planning for a potential LTC event) should be a part of every advisor’s practice. Aside from the obvious reason (to provide a source of money for your client’s LTC… Continue reading
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Start 2022 Knowing WHO
It is the start of another new year. Hopefully, this year plays out better than the past two years have. But, only time will tell. For 21 months, Michael Florio and I have produced a weekly webcast LTC Coffee Break where we share ideas and information about long term care with a focus on the… Continue reading
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2021 is a wrap
This is my final Fridays with Fisher for 2021 and I want to thank you for allowing me to share my thoughts with you. Certainly, some have been useful while others have been useless (for that, I apologize). I am open for business when I return from my vacation on January 3 and am available… Continue reading
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A Holiday Reminder
First and foremost – thank you and I hope that you and your family have a safe week leading into New Years. Just a reminder … OneAmerica will be following a holiday schedule, please review that information. HOLIDAY HOURS OF OPERATION. I will be on vacation from December 23 to January 3 – during this… Continue reading
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Transition Talk To The Plan
This morning, I was reading an email from a friend and colleague about the cost of long term care and the concept of how Medicare can contribute to the funding of a care event. A point that was made is that Medicare and Medicare Supplement insurance policies have been commoditized. Simply, people expect to have… Continue reading
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EWF & A Plan
Last week, I talked about the need for a plan and that a policy is not a plan. Along with that, I shared a couple of tools that we can provide you free of charge. The Step-by-step guide to receiving long term care Virtual Consumer Seminar (link goes to the information page) In reality, most… Continue reading
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Policy v. Plan
To quote Bill Comfort, “the policy is not the plan; the policy pays for the plan.” It is a fact. Like it or not, we all have a plan. It is something that we are born with. I like to call this the default plan. To paraphrase Tim Ripp, that plan is also called the… Continue reading
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Happy Thanksgiving 2021
Well, yesterday was Thanksgiving and if you are reading this – we have a boatload to be thankful for. The list is long and I am not going to bore you with it. But, I do want to say thank you for your hard work, dedication, and agility. For the past 2 years, we as… Continue reading
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6 weeks left – Legacy Care
Every quarter, I share this opportunity with you. And, every quarter two or three of you call me or my internal Justin with a case. So, it bears repeating. Look into your book of business. Look at your clients who are over 85 and examine where their monies are held. If they hold money in… Continue reading
