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Make Underwriting Smoother
For the past month, I’ve shared with you the enhancements to the OneAmerica Financial Asset Care underwriting process called Flex. If you want more, here is a link to last week’s FWF. Flex underwriting is intended to make the process quicker. The ideal way to do this is submitting the application via eApp. Here is a… Continue reading
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More on Flex Underwriting
On October 6, Flex Underwriting for Asset Care was launched in more than 35 states. All business submitted electronically, whether it was through to OneAmerica Financial producer portal (OneSource Online) or your organizations eApp platform, was the beneficiary of Flex. As I noted in an earlier FWF, paper is impacted as well but the impact… Continue reading
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Flex Underwriting Paths
We have been talking about underwriting for the past few weeks, specifically the introduction of Flex Underwriting that was rolled out in 35 states on October 6. If you want a 3 minute overview of the program, we have one on the Flex Underwriting Resource page. You will also find there the revised process guide… Continue reading
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Flex Overview
Earlier this week, Flex Underwriting was introduced in 35 states. In a nutshell, Flex Underwriting provides you with an opportunity to accelerate the speed of underwriting for the Asset Care product. Submitting business via eApp is the ideal way to utilize the power of Flex Underwriting. Not only will the eApp be ensure that it… Continue reading
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Flex Underwriting is here!
Coming your way on October 6 in more than 35 states is Flex Underwriting for the Asset Care® product. Flex Underwriting will be delivering added speed, enhanced intelligence and a more streamlined experience to even more of your cases. The launch of Flex Underwriting marks another important step forward in our commitment to leveraging technology while delivering… Continue reading
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It’s time to start
According to estimates from the U.S. Department of Health & Human Services, over half of Americans turning 65 today will develop disabilities significant enough to require long-term support and services. This differs from the oft quoted and heavily criticized statistic of 70% of people age 65 will need some form of long-term support and service… Continue reading
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Do the right thing
Last week, I asked (to paraphrase) if you were working in the best interest of the client or taking the simple route. The eye was on underwriting and the response from some was “animated”. I guess I hit a nerve with a few people. Well, I’ve got another question for you. It starts with the… Continue reading
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Easy street or work for you
I’ve got a challenge for you. We all know that you can (and do) write business with other carriers. It’s just a fact and I don’t begrudge you for it. In fact, finding the best solution possible for your client is what we are supposed to be doing. Let me ask this question. Are you… Continue reading
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Instant Approval
Last week, I shared some information about the Pre-Underwriting Inquiry opportunity for any client that you may have. Again, it is simply a tool that we encourage you to use BEFORE submitting a formal application. Today, with a mind toward underwriting, I am sharing with you an INSTANT APPROVAL underwriting opportunity. This is a very… Continue reading
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I’ve got a client who
We’ve all said this at one time or another – “I’ve got a guy who …” They have a few things going on with them medically where you’re uncertain whether or not they would qualify for long term care coverage. I get it – there is nothing worse than putting a boatload of time into… Continue reading
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A Better Debate
As it happens, in the long-term care benefits game there are really two schools of thought on benefit payouts. I am talking about a limited (finite) pool of benefits versus an unlimited (lifetime) stream of benefits. I bet that you thinking that I would jump on the indemnity versus cash train … that is another… Continue reading
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You can afford that
I read an article in the Journal of Accountancy recently that made me scratch my head and ponder the possibilities. In the article called “The long term care quandary: helping clients prepare”, a statement was made that I am not fully convinced is a solid “rule of thumb” (their words not mine). “There’s a long-standing… Continue reading
Fridays with Fisher 
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