we are approaching a perfect tax storm for deferred annuities. Owners are getting older and are being forced into taking money from them in order to fund their long term care.
Clients 70 & over
The ideal client is someone who is between 70 and 85 with money in nonqualified deferred annuities that is not being used as an income source.
Stop with the product – talk about a plan
I am sick and tired of looking at LinkedIn posts where asset-based / linked benefits long-term care plans are dragged through the mud. THIS HAS TO STOP!
America is Aging – Act NOW!
Last week, I came across an online article at McKnight’s Senior Living website … Nation’s older adult population changing, federal report shows. One thing that I think that we need to pay attention to is the shifting demographics of our nation. We are (and have been) getting older on average. In 2022, according to a... Continue Reading →
Challenge Accepted
Challenge accepted - base only Annuity Care transforms tax-deferred growth into tax-free LTC
Repurposing Annuities
WITH A BASE-ONLY ANNUNITY CARE OR INDEXED ANNUITY CARE, WHEN THE CLIENT ANSWERS THE 5 UNDERWRITING QUESTIONS FAVORABLY, THERE IS INSTANT APPROVAL UP TO $1 MILLION!!!!!!!!!!!
Marketing Resources for You
you have available to you at no charge another great resource – the OneAmerica Marketing Store (OAMS).
Compare Annuity Care
You’ve heard the big news. If you missed out, Annuity Care I and Indexed Annuity Care for “base-only” policies are now instant approval when the applicant can answer the 5 questions favorably.
Another “self-insuring” idea
thinking about self-funding? think about using leverage to improve it
So, you want to “self-insure”
improve the self-funding play with one simple move
Another Spin on the Split Annuity
Let’s say we have a nonqualified deferred annuity that is out of surrender and not intended for income. In fact, it was set aside as an emergency fund for a healthcare need.
Annuity funding – split annuity
Do me this favor - contact me with your net annuity case for a client who is 70 or older and has that money earmarked as either "leave on" or "emergency" money. We might be able to create a better solution.
Fridays with Fisher 
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