Joint Policy

May 20, 2022

BIG NEWS!!!!!!!!!!!!!

If you haven’t already heard, we have some GREAT NEWS!!!! Our Asset Care premiums are being reduced effective May 26, 2022. Here is a message from our president Dennis Martin. For more than 30 years, Asset Care has been a leader in the asset-based long term care space. It is the only life based solution… Continue reading

Asset Care, Continuation of Benefit Rider, Fridays with Fisher, Joint Policy, OneAmerica
April 29, 2022

A Plug for Asset Based LTC

I don’t claim to be unbiased. I admit that I have an agenda. I want you to address your client’s long term care funding needs using the products that my company (OneAmerica) produces and distributes (Asset Care and Annuity Care). That is my agenda – I want your business. That is why I share ideas… Continue reading

Annuity Care, Asset Care, Care Solutions, Fridays with Fisher, Funding Sources, Guarantees, Joint Policy, Long Term Care, LTC Coffee Break, OneAmerica, Underwriting
February 11, 2022

Asset Care Waiver of Premium

This week on LTC Coffee Break , Michael discussed how the Asset Care Waiver of Premium provision works. (Remember, the California product differs from the rest of the country.) The waiver is not relevant with a single pay solution, but with Asset Care and the myriad of premium options, it is something to pay attention… Continue reading

Asset Care, Continuation of Benefit Rider, Fridays with Fisher, Joint Policy, LTC Coffee Break
January 21, 2022

3 Client Profiles

Earlier this month, Michael Florio and I shared some ideas about why advisors should include LTC funding as part of their client conversations. Last week, we reiterated that point. I am going to piggyback on this week’s LTC Coffee Break Espresso Shot where Michael shared a little on who should be party to the LTC… Continue reading

Care Solutions, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care, OneAmerica
September 17, 2021

The Value of Two

This week, I am sharing a quick idea or two based upon a conversations that I had this past week with producers and advisors. Just a reminder, that I am back in business and on the road meeting in-person (one-on-one, small groups, or agency-level meetings). This leads me into my shameless pitch for our upcoming… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Joint Policy, Long Term Care, OneAmerica
May 21, 2021

Inherited IRA Funding Scenario

Last week, I shared how the SECURE Act creates an opportunity for an Asset Care solution. Today, I plan to share with you an example of how this situation might prove to be beneficial to the family members inheriting IRA proceeds. Before I get rolling, I want to remind you that this continues the qualified… Continue reading

Asset Care, Continuation of Benefit Rider, Funding Sources, Guarantees, Joint Policy, Long Term Care, LTC Coffee Break
May 14, 2021

SECURE your LTC

The first Tuesday of every month, Michael Florio and I host our webcast – LTC Coffee Break. This past episode, we discussed using qualified money as a funding source for long term care insurance. You can catch our most recent release and access our library of past shows at our website at LTCcoffeebreak.com or just CLICK HERE… Continue reading

Asset Care, Funding Sources, Guarantees, Joint Policy, Long Term Care
February 26, 2021

Care Solutions Illustrations

It doesn’t matter what you call them – proposal, hypo, quote, or illustration – they all provide similar information intended to help educate, inform, and inspire the client to take action. (The close of that sentence is stolen from the goals of LTC Coffee Break. Which reminds me – check out LTC Coffee Break at… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Joint Policy, Long Term Care
December 18, 2020

Riverboat or Yacht

Yesterday, I shared a video that I shot from the banks of the Savannah River. While it was somewhat “lame”, the intent is to illustrate an analogy that I have heard a few folks use regarding deferred annuities. Simply – the question that is asked to advisors is “are you talking to your clients about… Continue reading

Annuity Care, Care Solutions, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Indexed Annuity Care, Joint Policy, Long Term Care
November 13, 2020

Something To Chew On

For the past few weeks, we have been discussing longevity issues on Fridays with Fisher and as a part of the Leading Tomorrow with OneAmerica speaker series. I want to expand that discussion a little bit and challenge you to consider some scenarios. A few months ago, I shared some information in a Fridays with… Continue reading

Alzheimer’s Association, Annuity Care, Asset Care, Continuation of Benefit Rider, Fridays with Fisher, Indexed Annuity Care, Joint Policy, Long Term Care

Annuity Care, Asset Care, Care Solutios, Fridays with Fisher, Long Term Care, LTC, OneAmerica
October 30, 2020

Longevity

Over the past several weeks as part of the Leading Tomorrow with OneAmerica speaker Series, we have heard from experts who talked about aging, longevity, and working / communicating with clients. Here is a little something that I want you to chew on – longevity. Let me pose this question. You (or some other professional)… Continue reading

Annuity Care, Asset Care, Care Solutions, Continuation of Benefit Rider, Guarantees, Joint Policy, Long Term Care
July 24, 2020

Annuity Care II Case Rescue

One thing that I like to say when talking about the Care Solutions Portfolio is that it is a lot like the Rolling Stones song “You can’t always get what you want” . Go on sing it with me “you can’t always get what you want … but if you try sometime you find… Continue reading

Annuity Care, Continuation of Benefit Rider, Fridays with Fisher, Guarantees, Joint Policy

About FWF

I launched Fridays with Fisher as a way for me to share ideas and information related to extended healthcare / long term care and funding solutions provided by the OneAmerica Care Solutions product suite.

Every week, I share a new idea via email and post it to the the Fridays with Fisher Archives (where you are currently located).

Everything is for producer use only unless specifically noted otherwise.