Last week, I started the FWF conversation talking about qualified money and IRA maximization.  The thing about IRA max is that it is a leverage play – a planning tool while living and insurable.  (remember, this conversation is for non-Roth accounts.) But, what happens if the planning windows is slammed shut because the IRA owner... Continue Reading →

IRA maximization is one of the first funding strategies that I was introduced to more than 3 decades ago when I was first entered the insurance industry as a career agent in southern New Hampshire.   According to the Congressional Research Service, the Federal Reserve’s Financial Accounts of the United States report said that as of... Continue Reading →

Another day goes by and OneAmerica Financial has another enhancement to the Care Solutions asset-base long term care line of business. No, there is no product change to announce. The most recent change is to the Pre Underwriting Inquiry process. A Pre-Underwriting Inquiry (PUI) is the informal inquiry program for the Care Solutions products where you can... Continue Reading →