undewriting

Last week, I started the FWF conversation talking about qualified money and IRA maximization.  The thing about IRA max is that it is a leverage play – a planning tool while living and insurable.  (remember, this conversation is for non-Roth accounts.) But, what happens if the planning windows is slammed shut because the IRA owner… Continue reading

IRA maximization is one of the first funding strategies that I was introduced to more than 3 decades ago when I was first entered the insurance industry as a career agent in southern New Hampshire.   According to the Congressional Research Service, the Federal Reserve’s Financial Accounts of the United States report said that as of… Continue reading

Another day goes by and OneAmerica Financial has another enhancement to the Care Solutions asset-base long term care line of business. No, there is no product change to announce. The most recent change is to the Pre Underwriting Inquiry process. A Pre-Underwriting Inquiry (PUI) is the informal inquiry program for the Care Solutions products where you can… Continue reading