In the long-term care insurance segment, there has been a bunch of noise (might I say criticism) about how one will receive payment for care (either a cash benefit or as a reimbursement benefit). Let’s be serious about this … when you need a source of money for care, does it really matter if it... Continue Reading →
Asset Care – Informal Care Discussion
In last week’s Fridays with Fisher, I discussed one of the conversations that occurred during the Asset Care 2024 rollout meetings in New Jersey. The discussion related to inflation and including it for an older client (closer to 70). Today, I want to share another conversation from the meetings. Before I get to that, I... Continue Reading →
More About Cash
Last week, I talked about cash and reimbursement policies. A few people took exception to a couple of the points that I made which prompted this week’s FWF. Pertaining to cash benefits, the point that I am attempting to make is that there is an extra level of responsibility that comes with access to the... Continue Reading →
Tale of the Tape
Every now and then, I decide to dip my toes in the water to see how things compare with our peers in the industry. And, every now and then it surprises me what I find.
Sort Thru the Noise
In the January 2025 episode of Coffee Break, I shared information on how to locate more information about who OneAmerica Financial is … just go to oneamerica.com/about-us and you will get access to a boatload of information about the companies of OneAmerica Financial. There is a bunch of noise in the asset-based / linked-benefit LTC... Continue Reading →
A little about informal care
Last week, I talked about a variety of types of care that are available when an extended care / long-term care situation arises. Remember, there are two types of care – formal and informal. As a reminder, informal care is the most prevalent care provided and it generally comes from an untrained individual like a... Continue Reading →
Levels of Care
Last week, I shared with you a bit about Asset Care 2024 and how it offers more than simply money to pay for care. I shared the care benefit concierge (claims concierge), coordination of benefits provision, and caregiver consultant for those who elect informal care. One thing that I neglected to include in the Fridays... Continue Reading →
Caregiver Support is More Than Money
With Asset Care 2024, OneAmerica Financial stepped up to the plate and increased the value of the policy by improving the delivery of care. (Please note, Asset Care 2024 is not available in every state – please contact your Care Solutions team with questions.) As you know, Asset Care 2024 offers a cash benefit option... Continue Reading →
Thanksgiving Thought
I want to thank you for the opportunity to share my ideas and insights with you. Whether or not you wrote business with OneAmerica Financial this past year, I hope that I was able to help you help your family, friends, neighbors, and clients. I've shared the importance of planning and some consumer facing tools... Continue Reading →
Lifetime Matters
making sure that you have a plan for a long duration care situation is important!
New England Product Launch
Announcing Asset Care enhancements
CLAIMS – a little story
I shared this story a few months ago, but it warrants repeating as it is about both claims and communication.
Fridays with Fisher 
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