Fridays with Fisher
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End of June
For the past hour, I’ve been struggling to come up with something to share … I don’t think another post about OneAmerica (the company), Care Solutions, the issue and concerns of long term care, sales ideas and opportunities, or programs and initiatives offered by me and the company will do. In short, I hit the… Continue reading
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True Look at Impact of LTC
This video has made its way around the web and has been shared on LinkedIn a bit. If you have not see it yet, it is a must watch. In short, the difference between triumph and tragedy is a thin line. It involves: Having had a conversation with your family and having a plan. And… Continue reading
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Funding Source – Qualified Money
If you were able to catch the most recent release of our full LTC Coffee Break earlier this week, you will recall that Michael and I discuss using qualified money to fund Asset Care. If you missed it, you can go to the LTC Coffee Break website at LTCcoffeebreak.com or just CLICK HERE to begin… Continue reading
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Look at the Averages
For the past month, I have been sharing commentary and ideas related to averages, longevity, and extended healthcare. That kicked off on April 6 with our LTC Coffee Break broadcast. Check out our full LTC Coffee break episode. I have discussed the danger of relying solely on average duration care planning. Simply, the average (actually… Continue reading
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Average as Acceptable?
Earlier this month on LTC Coffee Break, Michael and I discussed true long term care where benefits can last as long as the insured needs them. In a sense, lifetime benefits that cannot be outlived. Last week, I shared a bit about long duration care events such as Alzheimer’s and Parkinson’s. The impact physically, emotionally,… Continue reading
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OneAmerica Resources
Earlier this week, we hosted our first virtual Care Solutions University of 2021. If you are unfamiliar with Care Solutions University, it is immersion training for the OneAmerica Care Solutions suite of asset-based long term care products and services. Last year, due to the pandemic, Care Solutions University moved to the virtual realm from an… Continue reading
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Care Solutions Illustrations
It doesn’t matter what you call them – proposal, hypo, quote, or illustration – they all provide similar information intended to help educate, inform, and inspire the client to take action. (The close of that sentence is stolen from the goals of LTC Coffee Break. Which reminds me – check out LTC Coffee Break at… Continue reading
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Expedited Underwriting
Earlier this week on LTC Coffee Break, we shared with you the announcement to changes to our expedited underwriting program. It’s funny – after our broadcast, I received a few emails saying, “I didn’t know that you had expoedited underwriting. I believed that Asset Care was full underwriting with APS and paramed.” Well, shame on… Continue reading
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More Than LTC Solutions
This week, I am going to jump off of the subject of long term care and our Care Solutions portfolio to ask you – did you know that OneAmerica offers more than the the deepest and broadest asset-based long term care product portfolio? There is more to OneAmerica than the Care Solutions portfolio. Employee Benefits… Continue reading
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Asset Care Underwriting Advantage
Fridays with Fisher and LTC Coffee Break are for financial professionals only. We will discuss asset-based LTC, selling strategies and marketing tools using OneAmerica’s Care Solutions portfolio with your clients along with other non-consumer information. Every Tuesday morning at 10 am, Michael Florio and I host our webcast LTC Coffee Break. To check out this week’s episode,… Continue reading
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Benefits to Meet Your Needs
In this week’s LTC Coffee Break broadcast, we shared with you some of the unique features of Asset Care. Some of those features are: guaranteed premiums and benefits true joint coverage – 1 policy two lives LTC benefits can range from 25 months to unlimited lifetime funding options that include 5 year, 10 year, 20… Continue reading
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Premium Funding Using Existing Sources
At the start of the month, I asked the following: Name a long term care premium funding source that does not come from income, income producing assets, or qualified money. The answer to my inquiry is exercising a 1035 exchange from a cash value life insurance policy into Asset Care or one of our Annuity… Continue reading
Fridays with Fisher 