Asset Care
-
Plan & Longevity
I am not backing off of my position that lifetime benefits are worthwhile particularly when you have a family with the experience of longevity and/or an long haul condition like Alzheimer’s or Parkinson’s. Continue reading
-
Average is not okay for everyone
I’ve heard too much criticism about considering a lifetime benefit and the terminology of unlimited is not accurate. Continue reading
-
CLAIMS – a little story
I shared this story a few months ago, but it warrants repeating as it is about both claims and communication. Continue reading
-
What we do – PAY CLAIMS
It is what OneAmerica as a company has done for over 140 years and something that Care Solutions asset-based long term care has provided for 35 years. Continue reading
-
Another “self-insuring” idea
thinking about self-funding? think about using leverage to improve it Continue reading
-
Claims – How About Some Honesty
I am going to risk creating a bunch of unfriendly comments this week by venturing in the discussion of which benefit solution is better – reimbursement or indemnity. I deserve to be heard on this because our peers have been doing an outstanding job marketing the value of cash indemnity product offers while demonizing reimbursement… Continue reading
-
Tax Information & More
No matter what the economy does, taxes are always a key component of planning for every individual and business. Inflation is still high, but certainly lower than last year, resulting in a more modest increase in the numbers for 2024. For example, Social Security’s COLA increase is 3.2% (down from a substantial 8.7% increase last… Continue reading
-
More about qualified money & LTC
Last week, I started the FWF conversation talking about qualified money and IRA maximization. The thing about IRA max is that it is a leverage play – a planning tool while living and insurable. (remember, this conversation is for non-Roth accounts.) But, what happens if the planning windows is slammed shut because the IRA owner… Continue reading
Annuity Care, Asset Care, Campaigns, Care Solutions, Consumer Approved, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, Marketing Material, New Business, OneAmerica, qualified money, UnderwritingAnnuity Care, Annuity Care II, annuity funded whole life, Asset Based Long Term Care, asset based LTC, Asset Care, Assetbasedltc.com, Care Solutions, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC claims, Niki Johnson, OneAmerica, OneAmerica.com, Qualified Money Funding LTC, undewriting -
ASC & IRA Max – something new
IRA maximization is one of the first funding strategies that I was introduced to more than 3 decades ago when I was first entered the insurance industry as a career agent in southern New Hampshire. According to the Congressional Research Service, the Federal Reserve’s Financial Accounts of the United States report said that as of… Continue reading
Annuity Care, Asset Care, Campaigns, Care Solutions, Consumer Approved, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, Marketing Material, New Business, OneAmerica, qualified money, UnderwritingAnnuity Care, Annuity Care II, annuity funded whole life, Asset Based Long Term Care, asset based LTC, Asset Care, Assetbasedltc.com, Care Solutions, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC claims, Niki Johnson, OneAmerica, OneAmerica.com, Qualified Money Funding LTC, undewriting -
Changes to PUI
Another day goes by and OneAmerica Financial has another enhancement to the Care Solutions asset-base long term care line of business. No, there is no product change to announce. The most recent change is to the Pre Underwriting Inquiry process. A Pre-Underwriting Inquiry (PUI) is the informal inquiry program for the Care Solutions products where you can… Continue reading
Annuity Care, Asset Care, Campaigns, Care Solutions, Consumer Approved, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, Marketing Material, New Business, OneAmerica, qualified money, UnderwritingAnnuity Care, Annuity Care II, annuity funded whole life, Asset Based Long Term Care, asset based LTC, Asset Care, Assetbasedltc.com, Care Solutions, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC claims, Niki Johnson, OneAmerica, OneAmerica.com, Qualified Money Funding LTC, undewriting -
Asset-Based LTC Page Tips
If you have taken some time to browse the updated oneamerica.com website, you will notice that the layout has changed. To start, to navigate to the producer asset-based long term care page, you will need look at the top menu bar and select asset-based long term care in the For Financial Professionals. Once there, you can… Continue reading
Annuity Care, Asset Care, Campaigns, Care Solutions, Consumer Approved, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, Marketing Material, New Business, OneAmerica, qualified moneyAnnuity Care, Annuity Care II, annuity funded whole life, Asset Based Long Term Care, asset based LTC, Asset Care, Assetbasedltc.com, Care Solutions, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC claims, Niki Johnson, OneAmerica, OneAmerica.com, Qualified Money Funding LTC -
Make It a Better Experience
We are a month into 2024 and I’ve just returned from the annual OneAmerica Financial National Sales Meeting. There are a few important pieces of information that I need to share with you. First, OneAmerica has rebranded to OneAmerica Financial. Keep your eyes and ears open for more information including a new OneAmerica Financial television… Continue reading
Annuity Care, Asset Care, Campaigns, Care Solutions, Consumer Approved, Continuation of Benefit Rider, Fridays with Fisher, Funding Sources, Guarantees, Indexed Annuity Care, Joint Policy, Long Term Care, LTC Coffee Break, Marketing Material, New Business, OneAmerica, qualified moneyAnnuity Care, Annuity Care II, annuity funded whole life, Asset Based Long Term Care, asset based LTC, Asset Care, Assetbasedltc.com, Care Solutions, Fridays with Fisher, Indexed Annuity Care, Jen Wagoner, Kevin Fisher, Long Term Care, LTC claims, Niki Johnson, OneAmerica, OneAmerica.com, Qualified Money Funding LTC
Fridays with Fisher 
You must be logged in to post a comment.