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Average as Acceptable?
Earlier this month on LTC Coffee Break, Michael and I discussed true long term care where benefits can last as long as the insured needs them. In a sense, lifetime benefits that cannot be outlived. Last week, I shared a bit about long duration care events such as Alzheimer’s and Parkinson’s. The impact physically, emotionally,… Continue reading
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Alzheimer’s and a Plan
According to the Alzheimer’s Association, 1 in 3 seniors will die with Alzheimer’s or some other form of dementia. Worldwide, over 50 million people are living with it. And, by 2050, it is anticipated that number will more than double. Alzheimer’s Disease and other forms of dementia are not short duration events. Someone 65 or… Continue reading
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OneAmerica Resources
Earlier this week, we hosted our first virtual Care Solutions University of 2021. If you are unfamiliar with Care Solutions University, it is immersion training for the OneAmerica Care Solutions suite of asset-based long term care products and services. Last year, due to the pandemic, Care Solutions University moved to the virtual realm from an… Continue reading
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Client Profile
A lot has been said and written about the ideal client profile for long term care insurance. And, one thing that the industry as a whole has been saying loudly is “the best time is when you are young.” Without delving into the benefits of securing coverage at a young age, the risks associated with… Continue reading
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Expand Your Client Base
This past week, I have fielded this one question more than any other. I want to expand my client base (practice, outreach, etc), does OneAmerica have anything that I can use. The answer is yes. Of course, you will need to check with your compliance folks to ensure that you can utilize these materials with… Continue reading
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Virtual Care Solutions University
It’s hard to believe that a year ago we all came off of the road and into our home-based work environments. Some people adapted quickly to the change while other struggled. Fortunately for the companies of OneAmerica, that transition was rather smooth. One of our major in-person events has been the Care Solutions University (CSU)… Continue reading
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Virtual Consumer Seminar
It’s been almost a year since we moved full scale into the virtual world. For some, it has been a simple transition. For others, it has been a major struggle. No matter where you fall in that spectrum, the virtual meeting that we have all come to love (or hate) is part of our business… Continue reading
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Care Solutions Illustrations
It doesn’t matter what you call them – proposal, hypo, quote, or illustration – they all provide similar information intended to help educate, inform, and inspire the client to take action. (The close of that sentence is stolen from the goals of LTC Coffee Break. Which reminds me – check out LTC Coffee Break at… Continue reading
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Expedited Underwriting
Earlier this week on LTC Coffee Break, we shared with you the announcement to changes to our expedited underwriting program. It’s funny – after our broadcast, I received a few emails saying, “I didn’t know that you had expoedited underwriting. I believed that Asset Care was full underwriting with APS and paramed.” Well, shame on… Continue reading
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More Than LTC Solutions
This week, I am going to jump off of the subject of long term care and our Care Solutions portfolio to ask you – did you know that OneAmerica offers more than the the deepest and broadest asset-based long term care product portfolio? There is more to OneAmerica than the Care Solutions portfolio. Employee Benefits… Continue reading
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Asset Care Underwriting Advantage
Fridays with Fisher and LTC Coffee Break are for financial professionals only. We will discuss asset-based LTC, selling strategies and marketing tools using OneAmerica’s Care Solutions portfolio with your clients along with other non-consumer information. Every Tuesday morning at 10 am, Michael Florio and I host our webcast LTC Coffee Break. To check out this week’s episode,… Continue reading
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Benefits to Meet Your Needs
In this week’s LTC Coffee Break broadcast, we shared with you some of the unique features of Asset Care. Some of those features are: guaranteed premiums and benefits true joint coverage – 1 policy two lives LTC benefits can range from 25 months to unlimited lifetime funding options that include 5 year, 10 year, 20… Continue reading
Fridays with Fisher 