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Deep Dives
As the leader in asset based long term care, OneAmerica does not believe in a “one size fits all” approach to long term care funding. From pay-as- you-go to annuities to qualified money to 1035 exchanges, the Care Solutions portfolio offers premium flexibility. On top of that, Care Solutions products can provide benefits for a… Continue reading
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New Year’s Challenge
Well, it is over. The mess of 2020 has ended and I, for one, am looking forward to getting started in 2021. One thing for certain that 2020 gave us is that it forced us to “get outside of the box”. Think about how many times that you wrote that down as your goal or… Continue reading
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Merry Christmas
This week’s Fridays with Fisher will be brief. I simply want to wish you a Merry Christmas (and a belated Happy Hanukkah). I hope that you and your family are safe and able to share some memories (new and old) today. Please, stay safe and celebrate the season. To learn more about long term care… Continue reading
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Riverboat or Yacht
Yesterday, I shared a video that I shot from the banks of the Savannah River. While it was somewhat “lame”, the intent is to illustrate an analogy that I have heard a few folks use regarding deferred annuities. Simply – the question that is asked to advisors is “are you talking to your clients about… Continue reading
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More Than One Way To Pay
One thing that we always discuss from a planning perspective is how will you pay. How will you pay for care if it is needed ? How will you pay if you have to provide care yourself? How will you pay the premium for your policy? As Harley Gordon says, every decision has consequences. And,… Continue reading
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Qualified Money
As part of our Leading Tomorrow with One America speaker series, Ed Slott – America’s IRA expert shared his insights into IRA and qualified money. I am not going to dive into the Asset Care solution being funded by qualified money discussion. That is for another time – what I am going to do is… Continue reading
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Gobble Gobble Dee
It is hard to believe that we are at Thanksgiving already – especially given the challenges that we have faced this year. The good news is we are only a few weeks away from escaping 2020. On that note, I want to thank you all for your tenacity, support, dedication, compassion, and partnership this year.… Continue reading
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Experience Care Solutions
For the past 3+ years, I have shared ideas with you on Fridays with Fisher and recently on LTC Coffee Break. Some have been good, some have been lame. But, the whole objective is to make you think about long term care solutions offered by OneAmerica. Today, I have a little something that you might… Continue reading
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Something To Chew On
For the past few weeks, we have been discussing longevity issues on Fridays with Fisher and as a part of the Leading Tomorrow with OneAmerica speaker series. I want to expand that discussion a little bit and challenge you to consider some scenarios. A few months ago, I shared some information in a Fridays with… Continue reading
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Alzheimer’s Disease
Yesterday, as part of our Leading Tomorrow with OneAmerica speaker series, we heard form Jack Broyles from the Alzheimer’s Association. Alzheimer’s is the most common cause for dementia and accounts for more than 60% of diagnosed dementia cases. Alzheimer’s is a specific disease while dementia is not. Alzheimer’s is a degenerative brain disease that includes… Continue reading
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Longevity
Over the past several weeks as part of the Leading Tomorrow with OneAmerica speaker Series, we have heard from experts who talked about aging, longevity, and working / communicating with clients. Here is a little something that I want you to chew on – longevity. Let me pose this question. You (or some other professional)… Continue reading
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Dychtwald Insights
Yesterday, we hosted our second installment of the Leading Tomorrow with OneAmerica speaker series which featured Ken Dychtwald from Age Wave. Ken offered a ton of information and insights into aging and dynamics of working in that realm. Here is a point that directly relates to long term care and care planning. “Health challenges can… Continue reading
Fridays with Fisher 