Continuation of Benefit Rider
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More About Qualified Money
About a year ago, I posted about funding an asset-based long-term care policy (Asset Care) using qualified money. Last week, I did the same. Essentially, it was the same information just updated to 2025 standards. Do you know what both posts have in common? The volume of feedback! One cluster was simply this – “tell… Continue reading
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Funding LTC – Qualified Money
Heads will start exploding with this declaration, but it is a fact. Qualified money can be used to fund long-term care. That money, however, will be taxed as ordinary income when it is distributed. Simply, there is no provision in the Internal Revenue Code that allows for tax-free distributions from a qualified retirement plan such… Continue reading
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Informal Care – Caregiver Training?
Last week, I talked about informal care, the OneAmerica Financial 2024 Caregiver Study, how it might work in my case, and how Asset Care 2024 provides funding for informal care. If you will recall, 63% of informal care is provided by a family member and 27% comes from their spouse. These stats and more can… Continue reading
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Caregiver Support is More Than Money
With Asset Care 2024, OneAmerica Financial stepped up to the plate and increased the value of the policy by improving the delivery of care. (Please note, Asset Care 2024 is not available in every state – please contact your Care Solutions team with questions.) As you know, Asset Care 2024 offers a cash benefit option… Continue reading
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Thanksgiving Thought
I want to thank you for the opportunity to share my ideas and insights with you. Whether or not you wrote business with OneAmerica Financial this past year, I hope that I was able to help you help your family, friends, neighbors, and clients. I’ve shared the importance of planning and some consumer facing tools… Continue reading
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Lifetime Matters
making sure that you have a plan for a long duration care situation is important! Continue reading
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New England Product Launch
Announcing Asset Care enhancements Continue reading
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Self-funding – think of the impact
Recently, I stumbled upon a post on LinkedIn by a CFP who was advocating for self-funding and bypassing an insured long term care plan. Continue reading
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Fueling the longevity fire
I’ve been on my soapbox for the past few weeks focusing on longevity and an unlimited duration of benefits that only Asset Care and Annuity Care can offer (in the asset-based / linked benefits space). This is important to me. Continue reading
Fridays with Fisher 
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