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Use IRA to Fund LTC with Asset Care
Funding Asset Care with qualified money (traditional IRA, 401k, 403b, etc) is a simple concept. Here is what you need to know at a high level. You will certainly have questions – please contact Justin Fox at (844) 658-3725 or via email at justinfox.isp@oneamerica.com . Register for my upcoming webinar taking place March 5 at… Continue reading
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Qualified Money Funds LTC
You probably know some people with IRAs, 401(k)s, or 403(b)s – right? Qualified dollars have their issues You can’t avoid eventually paying taxes on pre-tax money that grows tax-deferred. Required Minimum Distributions (RMDs): Money needs to be taken out beginning at 72, whether your client wants it or not. When qualified money passes to heirs… Continue reading
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SECURE Act Creates Opportunity
The Setting Every Community Up for Retirement Enhancement Act of 2019, better known as the SECURE Act, was signed into law on December 20, 2019. The SECURE Act is aimed at increasing access to tax-advantaged accounts and ensuring that older Americans do not outlive their assets. But, it also contains some changes that create an… Continue reading
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The Pre-Underwriting Inquiry
Everyone is not in perfect health – we know that. We also recognize that the market for our extended healthcare (LTC) funding solutions is not young (the typical client is over 62 and Care Solutions can be written up to age 85). All this means that health challenges exist. Take a look at the Underwriting… Continue reading
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Your Clients Aren’t Average
Some carriers like to claim that your clients don’t need LTC protection beyond the average length of a care need. But preparing for only the average length of a care need can leave a large gap. The Story of Averages The average length of an LTC need is typically longer for women than men (3.7… Continue reading
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It’s About The Claim
Our purpose is to provide the funding resources for our policyholders when their health is compromised and they require long term care services. Last year, I shared some claims information with you. Today, I plan to share a little information that will be tremendously helpful when a client contacts you to initiate a claim. The… Continue reading
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OneAmerica & Alzheimer’s Assoc.
Why do you stress lifetime benefits? Here’s why … Today, one in three seniors dies with Alzheimer’s disease or another dementia1. Research brings us answers every day that move us closer to a world without Alzheimer’s, but the reality is that most people don’t prepare for the long-term care needs of Alzheimer’s until they or someone… Continue reading
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About OneAmerica
OneAmerica® includes a family of financial companies. OneAmerica®is part of a mutual organization that has no shareholders. We are accountable only to our clients or policyholders. That means our priority is serving you — the people and businesses on “Main Street.” We offer high-quality products and services to help you, our clients, prepare for your… Continue reading
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3 Ideas
One thing about our business – we are always planning. From managing our schedules to working with your client’s – we are always working some form a plan. It is who we are and what we do. Looking into 2020, I would like to plant a seed or two (or three) that you might be… Continue reading
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Asset Care & Executive Bonus
A Controlled Executive Bonus Plan — also known as a Restrictive Bonus or Section 162 plan — is an agreement that typically allows employers to use tax deductible money as a “bonus” to fund a life insurance policy for high-value employees. With Asset-Care, that policy also includes benefits for qualifying long-term care (LTC). This agreement… Continue reading
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Asset Care Recap of Highlights
Since the roll out of our new Asset Care products over the summer, many of our current producers have been pleased by the new opportunities that have been created. Here are a few reminders: 1.) Our qualified money solution has been enhanced and rebuilt to maximize the long term care benefits while minimizing taxes. It… Continue reading
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OneAmerica Marketing Store
The OneAmerica Marketing Store (OAMS) is a cloud-based platform that allows you to “self-service” your Care Solutions marketing. This can be done anywhere – anytime. OAMS makes it easy to find, personalize, store, distribute and measure your marketing communications—in one location. OAMS supports a variety of content types, including direct mail, email, brochures, sales ideas,… Continue reading
Fridays with Fisher 
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